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Mortgage rates are now expected to remain elevated into 2027, meaning financing costs could continue influencing buyer decisions.
A slower decline in rates could keep demand below historical norms even if economic conditions improve.
Buyers may increasingly focus on rate buydowns, adjustable products, and other financing strategies to manage borrowing costs.
Home-price growth could remain moderate as high financing costs limit how aggressively buyers can bid.

Persistent inflation and elevated long-term Treasury yields are making a rapid return to low interest rates less certain.
The Federal Reserve faces competing pressures as policymakers balance inflation risks against signs of weakening economic momentum.
Higher long-term yields could keep borrowing costs elevated for consumers, businesses, housing, and commercial real estate.
Investors may increasingly favor a balanced approach as interest-rate uncertainty, fiscal pressures, and inflation continue influencing financial markets.

Here's a quick update on Bluffton, South Carolina's housing market. Homes are selling at a similar pace as last year. The number of properties available and sold has increased, giving buyers and sellers more options.