How Stable Home Values Persist Despite High Mortgage Rates

With mortgage rates remaining above 6.5%, the U.S. housing market is showing signs of a slowdown—a 2.6% dip in pending listings and nearly 8% fewer new listings, to be specific. Inventory has edged up, while sales continue to slide as higher borrowing costs weigh on buyers’ decisions and limit many from making a move. Drawing on my background in international finance and my experience navigating complex markets, I find that understanding these market shifts is key to making informed decisions about your home’s value and future plans. Whether you’re weighing a move or simply keeping an eye on your investment, staying informed is essential in this environment shaped by both economic forces and personal goals.