Gen Z and Millennials Rethink Retirement Without Social Security — What’s the Plan?

Younger workers face greater pressure to save for retirement as pensions have largely disappeared and Social Security's future is uncertain. Many plan without relying on Social Security, with only 68% of future retirees expecting to use it. Employers can help by offering annuities in retirement plans, providing guaranteed income streams. Workers should maximize employer matches and consider financial advisors to build reliable retirement income.